The protection of your home is important. Although it's impossible to predict all the possible risks associated with property ownership, having a policy can mitigate your losses in the event of theft, fires or other unexpected events.
The right insurance company is crucial to getting the best coverage for the lowest cost. We compared Utah's top insurance companies on the basis of their policies, rates and customer ratings in order to find the best insurer for you.
The average cost of homeowners insurance in Utah is $784 annually, which is significantly lower than the national average of $1,899 a year. The cost of homeowners insurance in Utah is determined by a number of factors, such as the age and location of your house.
MoneyGeek’s Utah insurance calculator allows you to estimate your costs using thousands of quotes received from leading insurers.
Farmers - The cheapest option for baseline dwelling coverage in Utah With an average annual rate of $432, Farmers is the cheapest Utah homeowners insurance for people who want to buy a new home, pool owners, those with poor credit and those looking for baseline dwelling coverage under $250,000, according to our analysis of more than 20,000 homeowners insurance quotes in partnership with Quadrant Information Services.
USAA - Another company that's worth considering is USAA, which has a Bankrate Score of 4.8 and is one of the few home insurance companies in Utah that sells to former military service members. It also offers optional features such as identity theft protection and replacement cost coverage.
Earthquake insurance is a good idea. Many home insurance companies do not cover earthquakes. It's worth adding this coverage. You should still add earthquake coverage to your Utah homeowners policy even if you are not near fault lines.
Nationwide - We offer the highest rated home insurance in Utah with our On Your Side(r) Review, which is a free service that helps you ensure your policy covers all the things that matter to you and your family. You'll be able to review your policy, make any changes, and get a quote for any upgrades you need to make, all while getting the peace of mind that comes with knowing that you're covered.
In our online insurance portal, you can view all of your policies and coverages. It's also easy to contact a Nationwide agent for help if you have any questions or need additional assistance.
In Utah you can choose from several different types to cover all your belongings, and protect your home investment. This type of coverage may include liability, personal property and medical payments.
Your home insurance policy will specify the amount of deductible you have to pay before your insurer begins paying. By speaking to an agent, or by adjusting your policy on-line, you can adjust your deductible.