There are many options for dog insurance. You can choose which type of coverage is best for your dog depending on their health. Dog health insurance is particularly helpful for older dogs with poor health. You can get medical coverage for a range of illnesses, such as heart disease, dental problems, and cancer.
Plans for pets
You don't have to worry about paying for veterinary visits and expensive diagnostic tests if you have a dog health insurance plan. These policies are available through various companies. In addition, many companies offer wellness add-ons to improve your pet's wellbeing. The best companies provide comprehensive coverage with customizable options to meet your budget and pets' medical needs.
Healthy Paws' pet insurance policy covers a dog's entire health from head to tail. It covers accidental injuries, illnesses, and certain genetic conditions. You have the option to add surgery and alternative treatments or limit coverage to routine exams. Healthy Paws offers both a lifetime and a single accident and illness policy to dogs and cats. The policy also has no per-incident benefit cap and deductibles ranging from $100 to $500.
Healthy Paws
Healthy Paws, a company known for providing dog insurance, is trusted. It is underwritten by The Chubb Group with a $25 billion surplus. They also have an A+ rating with credit agencies. It is also accredited to the Better Business Bureau. Customers love the company's customer service and claims process. They also praise its premiums.
Although Healthy Paws doesn't cover all medical expenses, it does cover vet visits and emergency care. The plan has some limitations. It requires a wait period of at least two weeks and a maximum of 15 days for certain conditions, like hip dysplasia. This plan also does not have an annual limit and requires that you enroll for at least 15 days. However, this is less of a disadvantage than some other dog health insurance plans, which require that you enroll for a full year before your pet can receive coverage.
ASPCA
ASPCA dog health insurance is a great way to protect your dog against unexpected expenses. It has a number of different plans to choose from. Their comprehensive coverage plan covers a variety of health problems. There are also add ons that provide preventative care and accident-only coverage.
ASPCA can reimburse up to 90% for covered vet bills. The plans are flexible so that you can select the coverage you require based upon your budget. You have the option to choose a deductible and reimbursement percent. You have the option to choose any veterinarian that you wish. Online or postal claims are accepted.
XL Specialty Insurance Company
XL Specialty Insurance Company offers a variety of coverage options for your dog. The Whole Pet plan includes $3,000 in emergency protection and comprehensive coverage. These plans are affordable for up to six pets. You have the option of accident coverage only or coverage for both illness and accidents.
Comprehensive plans cover all costs associated to accidents and illnesses. You can add wellness coverage on to your policy. Comprehensive policies cover everything from wellness exams to dental care and vaccinations to behavioral therapy. XL Specialty Insurance Company offers dog insurance at the best prices and can be found in several cities.
Direct Line
Direct Line offers pet owners a variety of options when it comes to dog insurance. These options include a fixed-excess policy, a flexible policy and optional extras. These options can be beneficial to owners seeking lower premiums. Trustpilot rates the company highly, giving it a rating of 3.8/5 stars.
You can receive a discount if you have more than one pet. However, this discount is only available for the first 12 months of your policy. The premiums rise each year. These plans do not provide lifetime coverage. Additionally, the maximum benefit per person is limited. Pet insurance does NOT cover dental care.