Hartville is a leading pet insurance company in the United States. They offer a variety of coverage options to help keep your cat or dog healthy and happy. Reviews online show that the company has an excellent reputation in terms of customer service.
Hartville's policies cover a wide variety of costs for your pet's health and medical needs, including emergency care, surgery, diagnostic procedures and veterinary medication. The policy covers hereditary diseases and behavioral issues.
The insurance is available in Canada, all 50 states, and three territories. You can use the policy at any licensed and contracted veterinary clinic.
Hartville also offers dental coverage and preventative care plans. These plans can prevent illness and diseases, saving you money in vet bills.
Hartville's mobile app makes it simple to select the right pet insurance plan. You can set up direct deposits and receive reimbursements faster.
Its BBB rating, and Trustpilot's stellar ratings of 197 reviews, show that the company is focused on providing excellent customer service. Its employees are responsive, friendly, and well-informed.
Hartville is a part of the Crum & Forster Pet Insurance Group. This group includes ASPCA Pet Health Insurance and Premier Pet Insurance.
Its prices are competitive, starting at around $4 per month for an accident-only coverage plan and up to around $45 for a complete pet health policy. In addition to a low waiting period, Hartville offers a number of benefits that its competitors don't, such as behavioral therapy and microchipping.
However, the premiums can make this pet insurance provider out of reach for most people. This is especially true of the most affordable policies, which only cover accidents and illness.
In addition to the monthly fee, deductibles and copayments are required for any claims filed. You can also choose to add preventive care packages to your plan for an additional fee.
Hartville's staff will review and approve your claim once you have submitted the necessary information. Hartville staff will review the claim for your pet once you have submitted all of the required information.
Your claim will be processed and you will get a check via mail. The company allows you to track your claim's progress via the member portal and its smartphone application.
Before signing up for any insurance plan, make sure you read all the terms and condition. This will ensure that you don't get any surprises when you start to receive reimbursements.
Also, you should read the list exclusions of any pet insurance provider before signing on. This can include cosmetic treatments, genetic conditions and breeding expenses.