Nationwide Insurance offers pet insurance policies for dozens of types of pets. The company has policies for iguanas, sugar gliders, parrots, rabbits and pot-bellied pigs, in addition to dogs and cats.
Nationalwide is among the oldest pet-insurance companies in the U.S. It offers pet insurance to over one million animals.
Nationwide Pet Insurance offers coverage not only for dogs and cats, but also for birds, rabbits, hamsters, and iguanas.
Policies are designed for low costs and easy use. You can make a claim in just a couple of minutes by submitting it online.
What's more, you can even track claims in real time on your smartphone using the app.
Does it cover the whole thing?
The best pet insurance policies should cover the medical care your pet requires. The policy should cover all medical expenses that may be incurred by your pet during its diagnosis, treatment and recovery.
Are they worth it?
An affordable policy that gives you peace of mind is a great one. It should be easy to understand and use.
Pet insurance providers that offer many benefits are the most reliable. These can range from simple wellness reimbursements to comprehensive plans for accidents and illnesses. The policy should be flexible to suit your pet's needs.
Depending on which plan you select, it might be worth spending a little more upfront in order to avoid potential future claims rejections and future out-ofpocket costs.
Is there a choice of annual limit, deductibles or reimbursement rates offered by the company?
The most flexible and comprehensive pet insurance policies are those that allow you to customize your policy with a variety of annual-limit, deductible and reimbursement-rate settings.
Is the provider a reputable one?
The top-rated pet companies are known for their prompt and fair reimbursements. They also have a strong customer support team that can help you resolve any issues you might encounter during the application and enrollment processes.
Can I add additional pets to my policy?
A few pet insurance providers have a multi-pet discount, which is a nice way to save on your monthly premiums. Some policies have restrictions that limit the number of animals you can include in your policy.
Does the company accept payment for veterinary services from other sources?
Many pet insurance providers pay your veterinarian directly. This can be an option if there is no bank account, or another financial institution accepting payment for veterinary service.
Is there a waiting time for the insurance policy?
The waiting periods on most pet insurance policies vary. Some policies have short waiting periods for accidents, while others have longer waiting periods for illnesses and orthopedic conditions.
If your dog suffers from a knee condition or ligament injury, you should consider Embrace, which has shorter waiting periods for these injuries than Nationwide.
Is the company known for paying vet bills on time and in full?