Healthy Paws Pet Insurance is a simple policy that covers up 90% of your pet’s medical bills. The plan does not have a lifetime, an annual, or per incident payout cap. However, there are limitations to this plan. For example, it does not cover preexisting conditions. Here are some of the things you should keep in mind when choosing this pet insurance plan.
Exclusions
Many common medical expenses are not covered by Healthy Paws pet insurance. Not all medical conditions are covered. This includes elective procedures, behavioral modifications and therapy. Pre-existing condition are also not covered. For complete details, consult your policy documents.
Healthy Paws insurance doesn't cover elective procedures, pre-existing conditions or anal gland expression. It does however cover dental care, including extractions and reconstructive surgery.
Limitations on coverage
Healthy Paws provides a variety of coverages for pet insurance. However, there are some limitations. The insurer may not pay for your pet's hip exam if they have a pre-existing condition. You may find it more beneficial to purchase an additional wellness plan from a different provider in such cases.
Healthy Paws doesn't cover preventative or routine veterinary services. Therefore, you will be responsible for out-of pocket expenses for regular dental care, annual checkups, spay and neuter procedures, and other routine veterinary care costs. There is a 12-month wait period before your insurer will pay benefits for hip dysplasia and other related issues.
Cost of coverage
The cost of Healthy Paws pet insurance coverage varies depending on the plan selected. The company covers hip dysplasia, diabetes, and wellness. You should be aware that the plan may not cover pre-existing medical conditions. You can adjust your deductible and adjust your monthly premiums.
Healthy Paws pet insurance for cats is cheaper than traditional cat insurance. A young cat's monthly coverage can start at $15 per month. The cost of coverage for older cats could reach $90 per month. While the company offers coverage for pets as young as 14 years, reimbursement percentages are limited. Pets over the age of 14 years may be eligible for 60% reimbursement.
Review of healthy paws pet insurance
If you are looking for pet insurance, make sure it covers all the costs associated with your pet's healthcare, including diagnostic tests. Healthy Paws, an insurance company with a strong reputation for providing excellent customer service, is highly recommended. The Better Business Bureau also has an accreditation for the company. Customers praised Healthy Paws' coverage, premiums and claims process in a recent review.
Healthy Paws claims are quick and simple with no waiting periods. Customers can receive an instant quote online and select the amount of their deductible and reimbursement. You can then buy a policy directly from the website.