Whether you're building a new home or updating an old one, Wisconsin homeowners insurance can help protect your property from the many hazards of owning a home. Because the state is susceptible to flooding and natural disasters, you should have coverage that will protect your home.
Best Home Insurance Wisconsin - There are several Wisconsin insurance companies who offer great coverage at affordable prices. Here are the top factors to take into consideration when choosing a homeowner's insurance:
Lemonade's smart insurance platform uses AI to make it easy for clients to buy and manage their policies. It offers a comprehensive insurance policy as well as a mobile app with an easy-to-use interface that lets customers compare rates.
Erie is an insurance company that offers great rates with excellent customer service. The company's standard policies cover a variety of options in home insurance including coverage for storm damages and guaranteed replacement cost. This benefit protects against loss if the insured items' value is greater than your home's current value after a covered event.
Badger Mutual has low rates with high customer satisfaction. It is a great option for Wisconsinites. It also offers several additional insurance riders, as well discounts for home security and safety systems.
Farmers is another option that homeowners are looking for. It offers a high-quality policy at an affordable price. Its standard policies cost less that half the average price for a home built in a new state. It offers the best deal for older homeowners.
West Bend: A great option for homeowners with prior claims. It is one of Wisconsin's cheapest home insurance providers and has the lowest premiums for homeowners that have had previous claims.
Affinity Insurance: This is the best choice for anyone looking to get affordable homeowners insurance in Wisconsin. Its policyholders only pay $347 a year. That's less than half the average price for homeowners in Wisconsin with no claims history.
The company also offers some of its cheapest rates for homeowners with no claim history. In addition, they offer an excellent track record in customer satisfaction.
AARP - This is a good option for Wisconsin retirees seeking quality and easy-to-manage home insurance. Its policies have been designed with seniors' needs in mind.
This is a great company for anyone who wants to do green improvements to their home. The standard policy covers energy-efficient items and environmentally-friendly products, such as solar panels and wood-burning stoves.
Wisconsin has a lower average cost of home insurance than the nation, at $1,084 a year. You can use the search tool below to get a home insurance quote and learn about your specific coverage needs.