Embrace is a Ohio-based company that provides personalized pet health insurance. They have many innovative features such as a declining deductable for routine and preventative care. You can also earn rewards for your pet's routine and preventative care by joining the Wellness Rewards program. The company is a member of the North American Pet Health Insurance Association.
Embrace offers customizable plans
An Embrace pet insurance policy will provide coverage for your pet and your finances. The insurer will check your pet's records and inform you if any pre-existing medical conditions are present. The insurer also offers a 30-day money-back guarantee. If you have more than one pet, you can get a discount on your monthly premiums.
Embrace offers flexible plans to suit both cats and dogs. You can adjust your pet's age and breed to alter the coverage amount. You also have the option to choose your deductible percentage and reimbursement percentage. You can customize your plan to suit your budget.
It provides a two-day wait period for accidents
Consumers must submit a full year of vet records and the birth date for Embrace pet insurance plans. This allows the insurance provider to adjust your pet's premium based on their age and breed. To qualify for accident coverage, pets must also be at least fifteen years old.
In addition to the two-day waiting period, Embrace allows pet owners to take their pet to any veterinarian in all 50 states. Clients receive reimbursement from the insurance company within 10 days. It does not apply to breeds. For example, a cat or dog who has been diagnosed with bilateral conditions in the past is more likely that they will experience the same condition again.
It allows for a six-month wait period for canine orthopedic issues
Embrace pet insurance has a six-month waiting period for certain canine orthopedic conditions, such as hip dysplasia. You can apply for a waiver to lower the waiting period. Your dog will have to be examined by the veterinarian in order for the waiver process to take place. Embrace will send a veterinary Orthopedic Report Card to your veterinarian. If you meet the requirements, Embrace can reimburse you for the cost of this examination.
Different pet insurance companies have different waiting periods. Before you sign up, be sure to read the terms. For example, some companies have a four-day waiting period for accidents or illnesses. Some companies have a 14-day waiting time. Embrace has a six month waiting period for canine ortho conditions. However, you can waive this exam for your dog if your dog has had a veterinary orthopedic examination within the past six months.
It is reasonably priced
Embrace Insurance's competitive pricing and wide variety of options makes it a great choice. Monthly premiums are based on your pet's age, breed, size, and gender. In some cases, you can also reduce the cost of the policy by signing up for a Healthy Pet Deductible. This plan can help to avoid unneeded financial burdens in relation to pet care and medical expenses.
Embrace provides coverage for pets under the age 14 that covers them against illness and accident. This type is available for older pets and does not require renewal. The policy includes coverage for congenital and breed-specific conditions, as well as pre-existing conditions that have been in remission for a year. Embrace also includes rehabilitation and other therapies. Embrace plans also offer shorter waiting periods for injuries and illnesses.