Home insurance is a vital part of protecting the investment you have made in your home. You can't always anticipate all of the potential risks involved in owning property. However, having an insurance policy in place will help to mitigate any losses that may occur in case of fire, theft or other unplanned events.
In order to get the coverage you require at the best possible price, it is essential that you choose the right homeowners' insurance company. We've compared the top Utah insurance companies based on their rates, policies, and customer satisfaction ratings to help you find the best home insurer for your unique situation.
Utah's average annual cost for homeowners insurance is $784, which compares to the national average of $1 899. Your home's location and age will affect the rate.
MoneyGeek’s Utah home insurance estimator will give you an idea of the cost based on thousands quotes from top insurance companies.
Farmers – The cheapest option in Utah for basic dwelling coverage. With an annual average rate of $432 for Utah homeowners, Farmers is the most affordable choice for those who want to purchase a home, own a swimming pool, have bad credit or are seeking a minimum dwelling coverage of under $250,000.
USAA: USAA offers home insurance to former military members and has a high Bankrate Score (4.8). The company provides a number of optional features as well, including identity theft and replacement costs coverage.
Earthquake insurance - Many home insurers exclude coverage for earthquakes, so it's important to consider adding this type of coverage. As a precaution, even if your home is not located near any faults lines, it's advisable to add earthquake insurance as part of your Utah homeowners insurance.
Nationwide offers the best home insurance rates in Utah. Our On Your Side(r), a complimentary service, helps you make sure your policy covers everything that matters to you and your loved ones. You will be able review your current policy, make changes and receive a quote to upgrade if necessary.
You can access your policy online and see all your coverages. You can also contact a Nationwide representative for assistance if you need more information or have questions.
According to your needs, there are several types of Utah home insurance that you will need to protect and cover your property. Coverage can include personal belongings, liability and payments for medical expenses to others.
You can adjust your deductible by speaking with an agent or adjusting your policy online. You can adjust your deductible by speaking with an agent or adjusting your policy online.