Healthy Paws provides pet insurance that covers accidents and illnesses in dogs and cats. The insurance is affordable for owners of young animals and covers cancer, emergency treatments, hereditary, congenital, dental, and alternative treatment options like acupuncture, chiropractic, and chiropractic.
Healthy paws would be an excellent option for a puppy or kitten because it does not have a cap on payouts per condition, or in the form of annual or life-time caps. It also allows for paperless requests. Their mobile app makes it easy to submit vet bills and check the status of your claim. Their app and website offer a quick claims payout. Simply take a picture of your pet’s vet bill to submit.
How to obtain a Healthy Paws quote
To start the process of getting a healthy paws pet insurance plan, you'll need to provide your pet's name, breed, age and location. Next, you will get a quote that gives you an idea about the price and benefits of your policy. After you have determined which policy is best for your pet you can enroll and begin the waiting period.
The waiting period and exclusions
All Healthy Paws Policies have a fifteen-day waiting period prior to filing an injury or illness claim. Healthy Paws doesn't pay for veterinary exam costs for the 15 days immediately following the date your policy became effective. They also don't cover hip displasis for newly registered pets.
Healthy Paws only accepts registered breeds of dogs and cats. If your pet is a hybrid or mixed-breed, it may be subject to additional requirements.
If your pet has special health care needs, you may also choose to receive a higher amount of reimbursement. You will be able to lower your deductible, and you'll save money over time.
Pet parents can also find the company a great resource to help them choose a policy and manage their accounts. You can use the online Customer Center of their company to track progress on your policy or make changes.
A 24/7 pet health service is available. You can ask them questions about the condition of your pet or its treatment. They will also be able to connect you with a local veterinarian.
What to expect with Healthy Paws' claims and reimbursement process
When you submit a Healthy Paws claim, the company will send you an email with instructions for how to submit your vet bill. The email will contain instructions on how to take a photo of your pet’s vet bill, and submit it online.
You will receive your check within 3 to 5 days after you submit your claim. This is much faster for a company offering pet insurance and also far quicker than most others in the industry.
How to cancel your Healthy Paws Pet Insurance Policy
Cancelling a Healthy Paws insurance policy is easy. You can do it by email, regular mail or fax. If you cancel your policy within 30 days of enrolment, you'll receive a full refund. If you don't cancel within this time frame, you may be charged a cancellation fee.