Pet insurance provides the assurance that your dog or cat will receive the necessary veterinary care. This can help you save money over time by avoiding costly veterinary bills.
Wisconsin Pet, WI State Cat
A pet is a great gift for you and your family. You will have a companion for life, and you will be able to share your experiences with them and watch them grow as they learn to trust you and understand how important they are.
However, bringing a new family member into the home can be stressful for many people, especially if they don't have any experience with pets or know how to care for them. Having pet cover can reduce your stress levels and help you focus on your animal's wellbeing instead of financial worries.
The cost of pet insurance varies by provider and by location, but you can find affordable options if you shop around. In order to get an idea of what pet insurance costs on average, we gathered quotes from different providers throughout Wisconsin, including Madison Milwaukee and Green Bay.
Rates vary depending on how old your cat or dog is, what breed it is and how much money you're willing pay. For example, a 1-year-old Goldendoodle in Milwaukee would cost roughly $17 a month for $10k in coverage with an 80% reimbursement and $250 deductible.
You can also reduce the costs of your policy by choosing a higher deductible or a plan with no annual maximums and copayments. These deductibles, which can range from $50 up to $1,000, are usually paid by the policyholder in the first year.
Embrace
Embrace Pet Insurance is a top provider of pet insurance in Wisconsin. They offer five deductibles options, and a Healthy Pet deductible which lowers the deductible for each year that you do not make a claim. The accident and illness insurance plan includes chronic conditions, dental injuries, genetic conditions prescription drugs, cancer and exam fees.
It also offers coverage for emergency visits, maternity and pregnancy-related issues, surgery and other treatments. This company offers many wellness riders as well as preventative services and care to keep your pet healthy.
The health of your dog or cat could be drastically affected by a single event. Health problems such as allergies, heartworm diseases, flea and tick-borne illnesses, and cancer are among the most common. These issues can often be treated easily by veterinarians.
However, some of these issues are more serious and may require surgery. Purchase pet insurance as soon you get your new member of the family.
Most insurance companies won't cover preexisting illnesses. Diabetes, kidney disease, cancer and heart disease are the most common conditions that insurance companies exclude from coverage.