Figo Pet Insurance provides comprehensive pet insurance coverage. You have the option of selecting from one of three annual benefits: Essential, Ultimate or Preferred. Optional wellness programs can be selected to provide regular vaccinations and bloodwork. Figo provides a mobile app called "Pet Cloud" that allows you to monitor your pet's health for a small monthly fee. With the app, you can access a variety of features, including a medical record view, emergency care advice, and reminders of upcoming appointments.
To enroll in Figo pet insurance, you'll need to fill out an online application. You will need to enter your pet's name and breed along with their ZIP code during this application. You can also choose to pay an upfront deductible, which will affect your premium. The vet's forms can help waive the deductible. Figo provides a 30-day moneyback guarantee. This guarantees that you will have the opportunity to file a claim within the policy's first year.
There are no limits to how many claims you may file. However, Figo does require the visit of a licensed veterinarian. You must also upload any medical records. Your claim will be processed by the insurer within three business days. Most claims can be settled in under three business days.
Figo has been made available in all 50 States. Customers can select a deductible between $100 and $1,500, depending on the plan they've chosen. The deductible decreases by $50 for every insured pet that has not been claimed. Figo also offers a 5% discount for multiple animals. You will not be covered if your pet turns eighteen weeks old by the time you purchase a policy.
Figo also offers a GPS collar to help you track your pet. It's ideal for pets that roam. Figo will pay for boarding fees and damage to third-party property if your pet is taken.
Figo policies will cover any major illness and injury. They also provide coverage for veterinarian exams and non-routine dental treatment. You can also purchase an extra care package that includes property damage to third parties up to $10,000 for some plans.
Figo also covers hereditary disorders. According to the insurer's website, hereditary conditions are conditions that have been passed down from one generation to another. However, you will need to check with customer service to verify if your pet is eligible. Figo doesn’t have a maximum age but most insurance companies have rules for new policies.
Figo provides 24/7 live vet chat. The company provides an electronic filing/tracking system so that it is easy to submit claims. The app also allows users to access a list recommending pet-friendly places.
The Figo Pet Cloud App is extremely popular among users. The app allows you to communicate with a live veterinarian, and you can choose from several reimbursement rates. You can also get urgent care advice through the app. You can use the app for submitting a claim to the company electronically.