Hartville is one of the largest pet insurers in the United States, offering a range of coverage options that can help to keep your dog or cat healthy and happy. As evidenced by the online reviews, this company has a good reputation for providing excellent customer service.
Hartville covers a wide range of costs related to your pet's healthcare and medical needs. This includes emergency care and surgery as well as diagnostic procedures, veterinary medication, and other veterinary services. The policy covers hereditary diseases and behavioral issues.
Insurance is available in all 50 states and the three territories, as well as Canada. As long as the clinics are licensed and within network, your policy will cover treatment at any veterinarian clinic in the U.S.
In addition to accident and illness coverage, Hartville offers a range of preventative care plans, as well as dental care coverage. These plans are designed to prevent disease and illness. They can save you money by reducing vet costs.
The mobile app and online tools make it easy to choose the right Hartville Pet Insurance plan. Even better, you can receive reimbursements sooner by setting up direct deposit.
Customer service and satisfaction are the main priorities of the company, as evidenced by the BBB ratings and Trustpilot ratings. Its staff is friendly, responsive, and knowledgeable.
Hartville Insurance is part of Crum & Forster Pet Insurance Group. This group also contains ASPCA Pet Health Insurance Premier Pet Insurance, Petshealth Care Plan, and Petshealth Care Plan.
Prices start at around $4 for an accident only plan, and range up to around $40 for a comprehensive pet insurance policy. Hartville, in addition to offering a short waiting period, offers many benefits that their competitors do not, including behavioral counseling and microchipping.
Most people cannot afford the high premiums for this pet insurer. The most affordable policy only covers accidents and illness.
The monthly fee is not the only thing that you have to pay. There are also deductibles and other copayments for claims. You can also choose to add preventive care packages to your plan for an additional fee.
Hartville may require that you provide proof of your pet's good health, vaccination records, and health records from the previous veterinarian. Hartville staff will review the claim for your pet once you have submitted all of the required information.
You will receive a cheque in the mail once your claim has been processed. It is also easy to track the status of your claim via its smartphone app and member portal.
Regardless of the pet insurance plan you choose, it's important to read through the terms and conditions before signing on. This will prevent any unpleasant surprises from occurring once you begin receiving reimbursements.
A good idea is to also review the list or exclusions prior to signing up for any pet insurance. These exclusions can include cosmetic procedures, genetic conditions, and breeding expenses.