The current system for visitors insurance covers only a few services and is based on a limited set of insurance companies. These plans are usually more expensive than regular domestic insurance and are available only at certain times of year. Visitors to the U.S. are allowed to be in the country at any time, not only for short-term stays.
USA-HealthCare
The Visit USA HealthCare health plan provides coverage for Americans visiting the United States. These plans provide pre-defined healthcare benefits and emergency services for a maximum of 364 days. You can access treatment from any U.S. doctor or hospital during this period. USA HealthCare offers three levels, including individual and family plans.
The cost of individual health insurance plans varies. Many policies are affordable depending on how much coverage they offer. Your pre-existing health conditions might need to be considered. It is important to find the right insurance plan for you.
Liaison Travel Choice
Liaison Travel choice insurance for visitors covers a wide array of medical needs. It is available to both individuals and families that travel abroad. You can also cover dependent children that are not married. It will also pay up to $30,000 for medical expenses. The insurance also covers emergency medical evacuation. Liaison Travel Choice covers trips of up to three64-day duration. To receive medical care, visitors may visit any doctor in PPO.
Visitors can choose from three plans: the Liaison Travel Plus Plan (Basic Plan), Liaison Travel Medical Plan (Medical Plan), and the Liaison Travel Plus Plan (Medical Plan). The Liaison International Travel Medical Plan is designed to cover short-term international travel. This plan covers injuries and illnesses that may occur outside of the United States. It is available to anyone under the age of 75 and has a coverage period that ranges from 5 to 364 Days. The plan provides customizable emergency medical coverage with deductible amounts.
Atlas America
Atlas America's visitor Insurance plan might be the right choice for you if you are traveling to the United States. This plan covers outpatient and hospitalization medical expenses. This plan does not cover all costs. It is possible to get this insurance online today and start receiving coverage.
This visitor insurance plan is part United Healthcare PPO network. This network offers access to a large number of doctors and hospitals in the United States. These providers bill the insurance company directly and often charge network negotiated fees. This is usually less than regular rates. To get a quote for your coverage, all you need is a credit card, date of birth, name, passport number, and travel dates.
Safe Travels USA Comprehensive
Safe Travels USA Comprehensive Insurance is available to cover medical expenses for foreign citizens traveling to the USA. This plan covers visitors aged 19 years and older who require medical treatment in the U.S. It also covers a visitor's temporary stay in the U.S. During the duration of coverage, the insurance will pay 100% of eligible medical expenses up to the maximum policy limits. This plan also includes instant ID cards, proof of coverage, and proof of insurance.
This comprehensive insurance plan covers emergency medical expenses for foreign travelers, including acute onset of pre-existing conditions. The plan is available for five to ninety-day stays, and can be renewed for an additional year. The maximum policy amount, $50,000, can be renewed for up to 2 years.
International Major Medical Plan
A policy with International Major Medical Plan insurance is recommended for anyone visiting the United States temporarily. This type of coverage can cover up to $1,000,000 for out-of-pocket medical expenses. You can also receive trip cancellation and evacuation benefits. Some plans offer coverage for war and terrorism. Some plans also offer coverage for recreational or non-professional sporting activities. International Major Medical Plan policies include coverage for heart and cancer care.
Pre-existing conditions can be covered by the Elite Plan. This type of insurance covers doctor appointments, blood tests, urgent and specialty care. This insurance also covers prescribed medications by doctors.