The current system of visitors insurance only covers a handful of services and is dependent on a restricted number insurance companies. These plans are often more expensive than domestic insurance and are only available at certain times of the year. Visitors to the U.S. could be in the country for any duration, not just for short periods.
Visit USA-HealthCare
The Visit USA HealthCare coverage plan covers visitors to the United States throughout their stay. These plans include pre-defined benefits and emergency services that can be used for up to 364 consecutive days. During this time, you can receive treatment from any doctor or hospital in the U.S. Visit USA-HealthCare provides three levels of coverage, including individual, family, and group plans.
Prices for individual health insurance plans differ. Many are affordable depending on the level and type of coverage. However, you may need to take into account your pre-existing medical conditions. You will need to select an insurance plan that suits your budget and meets your needs.
Liaison Travel Choice
Liaison Travel choice insurance for visitors covers a wide array of medical needs. The plan is intended for families and individuals who are traveling abroad. The plan also covers unmarried dependent children. It covers up to $30,000 in medical expenses. Emergency medical evacuation is also covered by the insurance. Liaison Travel Choice covers trips of up to three64-day duration. Visitors can visit any doctor within the PPO network for medical care.
Visitors can choose between the Liaison Travel Plus Plan and Basic Plan. The Liaison Medical Plan is intended for international, short-term travel. It covers illnesses and injuries occurring outside the United States. It is available for travelers younger than 74 years old and covers coverages that last from 5 to 364 consecutive days. The plan offers customizable emergency medical coverage and deductible amounts.
Atlas America
Atlas America's Visitor Insurance Plan may be the perfect option for Americans traveling abroad. This plan covers hospitalization and outpatient care. The downside of this plan is that it may only cover 50% of the total cost of your medical care. It is possible to get this insurance online today and start receiving coverage.
This visitor health insurance plan is part United Healthcare PPO network. The network provides access and support to many medical professionals in the United States. These providers bill the insurance company directly and often charge network negotiated fees. This is usually less than regular rates. You will need a credit or debit card number, your name, passport number, travel dates, and your date of birth to receive a quote.
Safe Travels USA Comprehensive
Safe Travels USA Comprehensive Insurance for visitors provides coverage for medical expenses for foreign nationals traveling to the USA. This plan covers medical expenses for visitors 19 and over who require medical care in America, including emergency service. It also covers temporary stays in the U.S. for eligible medical expenses. This plan also includes instant ID cards, proof of coverage, and proof of insurance.
The comprehensive insurance plan covers all medical expenses for foreign travellers, even pre-existing conditions. The plan is available for 5- to 9-day stays. It can also be renewed for another year. The maximum policy amount, $50,000, can be renewed for up to 2 years.
International Major Medical Plan
If you are visiting the United States on a short-term basis, you should consider purchasing an International Major Medical Plan insurance policy. This coverage covers up to $1,000,000 in out-of pocket medical expenses. It provides benefits for trip cancellation, evacuation, and lost luggage. Some plans even offer coverage for terrorism and war. Some plans also offer coverage for recreational or non-professional sporting activities. International Major Medical Plan policies also provide coverage for care related to cancer and cardiac health.
Visitors can also consider purchasing an Elite Plan, which covers pre-existing conditions. This type of insurance covers doctor appointments, blood tests, urgent and specialty care. This type of insurance also covers medication prescribed by doctors.