Figo Pet Insurance offers complete pet insurance coverage. The policy includes the option to select from one of three annual benefit options, Essential, Preferred, and Ultimate. Optional wellness programs can be selected to provide regular vaccinations and bloodwork. Figo's "Pet Cloud", a mobile app that lets you manage your pet's health, costs a minimal monthly fee. The app provides a range of functions, including a mobile medical record view, emergency advice, reminders and reminders of upcoming appointments.
Fill out the online application to get Figo's pet insurance. This will require you to give your pet's name, breed and zip code. Optionally, you can pay an upfront deductible to reduce your premium. A vet's form can waive the deductible. Figo also has a 30-day money back promise. This means that you have 30 days to file a complaint and get reimbursement.
There is no limit on how many claims you can file. However, Figo does require you to see a licensed veterinarian and upload any relevant medical records. The insurer will then process the claim. Most claims are settled in three to five business days.
Figo is now available in all 50 US states. Customers can choose from a $100 to $1,500 deductible depending on their plan. For every year that your pet is insured, the deductible will be reduced by $50. Figo provides a 5% discount if you have multiple pets. If your pet is younger than eight weeks, the policy won't cover them.
Figo also offers a GPS collar to help you track your pet. This is ideal for pets who roam. Figo will pay for boarding fees and damage to third-party property if your pet is taken.
Figo policies can cover any major illness or injury and include hospitalization, emergency care and specialized treatments. They also provide coverage for veterinarian exams and non-routine dental treatment. Some plans come with an additional care package, which covers third-party property damage upto $10,000
Figo also covers hereditary disorders. According to the insurer's website, hereditary conditions are conditions that have been passed down from one generation to another. However, you will need to check with customer service to verify if your pet is eligible. Figo doesn’t have an upper limit on age, but many insurance companies have limits for new policies.
Figo provides 24/7 live vet chat. The company provides an electronic filing/tracking system so that it is easy to submit claims. A list of recommended pet friendly locations can be accessed through the app.
The Figo Pet Cloud is extremely popular. The app allows you to communicate with a live veterinarian, and you can choose from several reimbursement rates. The app is also designed to provide you with urgent care advice. You can use the app for submitting a claim to the company electronically.