There are many different types of dog insurance. Based on the dog's current health status, you can choose the best coverage. Dog insurance can be especially helpful for elderly dogs who are in poor health. You can get medical coverage for a range of illnesses, such as heart disease, dental problems, and cancer.
Plans of Pets
You don't have to worry about paying for veterinary visits and expensive diagnostic tests if you have a dog health insurance plan. These policies can be obtained through many companies. A lot of companies also offer wellness packages to enhance your pet’s health. The best companies offer comprehensive insurance and customization options to fit your needs and budget.
Healthy Paws' pet insurance policy covers a dog's entire health from head to tail. It covers accidental injuries, illnesses, and certain genetic conditions. You can select whether to include surgery and alternatives or limit the coverage to routine examinations. Healthy Paws offers both dogs and cats a single-incident and lifetime policy. The policy also has no per-incident benefit cap and deductibles ranging from $100 to $500.
Healthy Paws
Healthy Paws, a company known for providing dog insurance, is trusted. The Chubb Group underwrites the policies. This group has a $25 Billion surplus and an A+ rating from credit rating agencies. It is also accredited to the Better Business Bureau. Customers love the company's customer service and claims process. They also praise its premiums.
Healthy Paws will not pay for every medical expense. However, it will pay for emergency care and vet visits. The plan does have limitations. There is a waiting time of 2 weeks for hip dysplasia and 15 days for other conditions. This plan also does not have an annual limit and requires that you enroll for at least 15 days. However, this is less of a disadvantage than some other dog health insurance plans, which require that you enroll for a full year before your pet can receive coverage.
ASPCA
ASPCA dog health insurance is a great way to protect your dog against unexpected expenses. There are many plans available. Their comprehensive coverage plan covers a variety of health problems. There are also accident-only plans and add-ons that focus on preventative care.
ASPCA dog health insurance reimburses up to 90% of covered vet bills. These plans can be customized to provide the coverage you need, depending on your budget. You have the option to choose a deductible and reimbursement percent. You can choose to see any veterinarian you want. You can either submit a claim online, or by mail.
XL Specialty Insurance Company
XL Specialty Insurance Company offers several options for coverage for your dogs. Their Whole Pet Plan provides complete coverage for your dogs and includes a $3,000 Emergency Protection Fund. These plans are affordable, and can cover up 6 pets. You have the option of accident coverage only or coverage for both illness and accidents.
Comprehensive plans provide coverage for all costs related to illness and accidents. You can add wellness coverage to any policy. Comprehensive policies cover everything from wellness exams to dental care and vaccinations to behavioral therapy. XL Specialty Insurance Company offers dog insurance at the best prices and can be found in several cities.
Direct Line
Direct Line offers pet owners a variety of options when it comes to dog insurance. These options include a fixed policy with a maximum excess, flexible policies, and optional extras. These features are helpful for owners looking for lower premiums. The company is highly rated on Trustpilot, with a rating of 3.8 out of 5 stars.
A discount is available for multiple pets. However, this discount will not be available after the first 12 months. Premiums usually rise every year. Plans do not offer lifetime coverage. The maximum benefit is determined per condition. Pet insurance does NOT cover dental care.