AIG Insurance Travel, formerly Travel Guard, are products of American International Group, Inc. It covers expenses related to travel, such as COVID-19 and illness. It also covers missed or late connections, baggage delays, and emergency escape. To make sure that you are fully covered, it's important to be familiar with the coverage included in your policy.
COVID-19-related illnesses covered
If you're traveling abroad and have an AIG insurance policy, you may be able to get medical coverage for the COVID-19 pandemic. AIG also provides additional benefits, such as trip cancellation or interruption coverage and emergency medical coverage. These extra benefits will help you to cope with an unplanned emergency abroad and avoid the need for a return flight.
You should contact your provider regardless of whether or not your insurance covers COVID-19. They will provide you with all necessary information and documentation to assist you in getting the treatment you require. It is important to review your policy in order to be sure you are covered.
Missed connection
Missed connections may occur due to a number of reasons. A missed connection policy can help you get reimbursed for unused tickets and other travel expenses. These policies can provide financial protection as well as help you find another way to get around in case your plane has mechanical problems.
Missing connections are covered by many insurers, but you should verify that your policy covers such cases. There can be a wide range of coverage levels between plans.
Baggage delay
Baggage delay insurance provides financial assistance in the case of luggage delay. It covers personal items like clothes, toiletries, or other necessities. It covers reimbursement up to the policy limits, which typically range between $500 and $1,000. You must provide receipts of purchases while you wait for your luggage in order to file a claim. A deductible may be applicable to your claim.
Although some insurance companies provide additional baggage delay coverage, there are limitations on the amount you can claim. For example, baggage delay coverage does not cover lost or delayed bags that aren't returned within a twelve hour period. It's best to review your policy before purchasing anything, and to be sure that it includes baggage delay benefits.
Emergency evacuation
AIG Insurance has comprehensive coverage to cover travelers' medical emergencies. The most popular plan provides up to $500k for emergency medical evacuation and 50% reimbursement if a trip is canceled. The company also offers add-ons such as a wedding or pet bundle and inconvenience bundle, which covers closed attractions or the cost of a rental vehicle.
You can get coverage for air evacuation and medical transport with an emergency medical evacuation plan. They are very useful when traveling to remote areas that don't have access to medical treatment. Other coverage options include repatriation coverage for the family of the deceased. Coverage for accidental death or dismemberment provides financial assistance for survivors and beneficiaries. Some plans only cover accidents that involve aircrafts such as a plane accident. Other plans cover baggage lost or delayed.