Figo Pet Insurance provides comprehensive coverage for pets. You can choose from three annual benefit options: Ultimate, Preferred, or Essential. You can also opt for optional wellness programs that will cover regular blood tests and vaccinations. Figo's "Pet Cloud", a mobile app that lets you manage your pet's health, costs a minimal monthly fee. With the app, you can access a variety of features, including a medical record view, emergency care advice, and reminders of upcoming appointments.
Fill out the online application to get Figo's pet insurance. You will need to enter your pet's name and breed along with their ZIP code during this application. You can also choose to pay an upfront deductible, which will affect your premium. The deductible can be waived with a vet's form. Figo also offers a 30-day money-back guarantee. This means you can file a claim up to the end of the policy year and receive reimbursement.
Although there are no limit to the number of claims that you can file, Figo requires you to visit a licensed veterinarian as well as upload any medical records. The insurer will process your claim and most claims are settled within three business day.
Figo is available across all 50 states. Depending on which plan they choose, customers can choose between a $100 or $1,500 deductible. This deductible is reduced by $50 for every year your pet has been insured without a claim. Figo also offers a 5% discount on multiple pets. The policy doesn't cover pets under eight weeks of age when it's purchased.
Figo also provides a free GPS pet collar that allows you to track your pet. It is perfect for pets that roam. Figo will pay the cost for boarding fees, third-party property damage and theft of your pet up to $10,000 each policy.
Figo policies are designed to cover all major illnesses and injuries, and include emergency care, hospitalization, and specialized treatments. They also cover veterinarian exams, and non-routine dental care. Some plans come with an additional care package, which covers third-party property damage upto $10,000
Figo also covers hereditary conditions. Hereditary conditions are defined by the insurer as conditions that can be passed on to a pet through their genes. Contact customer service to confirm your pet is covered. Figo does not have an age limit. However, most insurance companies have restrictions regarding new policies.
Figo provides 24/7 live vet chat. The company provides an electronic filing/tracking system so that it is easy to submit claims. A list of recommended pet friendly locations can be accessed through the app.
The Figo Pet Cloud App is extremely popular among users. The app allows for live communication with a veterinarian. You also have the option to select from multiple reimbursement rates. It also provides urgent care advice. You can use the app for submitting a claim to the company electronically.